Best finance and accounting software (2026)

Pigment

Sponsored

Business planning platform for FP&A, sales, workforce and supply chain teams, with AI agents and a 14-day free trial.

FloQast

Sponsored

Month-end close, reconciliation, journal entry and SOX compliance software for accounting teams, with AI agents that need human sign-off.

Tipalti

Sponsored

AP automation and global payments platform for multi-entity finance teams, from $99 a month, paying suppliers in 200+ countries.

Anaplan

Enterprise planning platform that connects finance, sales, supply chain and workforce plans in one model, with role-based AI agents.

Optro (formerly AuditBoard)

Optro, formerly AuditBoard, is a cloud GRC platform for internal audit, SOX, risk, compliance, infosec and third-party risk teams.

Abacum

Abacum is a collaborative FP&A platform that connects finance teams with business stakeholders for real-time planning, reporting, and analysis.

Acumatica

Acumatica is a cloud ERP with unlimited user pricing, covering financials, distribution, manufacturing, CRM, and project accounting.

ADP

ADP is the largest payroll and HCM provider globally, serving businesses of all sizes with payroll, tax filing, benefits, and HR management.

Airbase

Spend management for AP, corporate cards, expenses and procurement, now sold by Paylocity as part of Paylocity for Finance.

Aloha NCR

Aloha by NCR is an established restaurant POS platform used by major restaurant chains for enterprise-grade table management, ordering, and operations.

Anrok

Anrok provides sales tax compliance purpose-built for SaaS companies, handling taxability determinations, calculations, and filing for digital products.

ApprovalMax

ApprovalMax adds multi-step approval workflows to Xero and QuickBooks, giving finance teams control over bills, POs, and expense claims.

Avalara

Sales tax calculation, returns filing, exemption certificates and nexus monitoring, with published per-state pricing on its Core plans.

AvidXchange

AvidXchange focuses on AP automation and payment execution for mid-market companies, with a payments network that covers checks, ACH, and virtual cards.

BambooHR

BambooHR is an HR platform with payroll, time tracking, benefits, hiring, onboarding, and performance management for small and mid-size businesses.

Basware

Basware provides end-to-end AP automation and e-invoicing with a global compliance network spanning over 70 countries.

BILL

AP, AR and spend management for small and midsize businesses, with published per-user plans and sync to QuickBooks, Xero and NetSuite.

Billtrust

Billtrust automates the full order-to-cash cycle including invoice delivery, payment acceptance, and cash application for B2B companies.

BlackLine

Enterprise financial close, account reconciliation, intercompany and invoice-to-cash software with Verity AI agents.

Board

Board combines planning, business intelligence, and predictive analytics in a unified platform for enterprise decision-making.

Bonsai

Bonsai combines invoicing with proposals, contracts, time tracking, accounting, and tax preparation for freelancers and small agencies.

Botkeeper

Botkeeper is an AI accounting platform purpose-built for accounting firms, automating transaction categorization, bank reconciliation, and journal entries with 97% GL posting accuracy across 5,000+ business clients.

Brex

Brex offers corporate cards, expense management, bill pay, and travel in a unified spend platform, now expanding from startups to enterprise.

Canopy

Canopy provides practice management and tax resolution software for accounting firms, covering client management, document workflows, and IRS transcript analysis.

Causal

Causal is a modern modeling and planning tool that replaces complex spreadsheets with visual, shareable financial models and dashboards.

CCH Tagetik

CCH Tagetik provides corporate performance management covering financial close, consolidation, planning, regulatory reporting, and ESG disclosure.

Centage

Centage provides automated budgeting, forecasting, and reporting for mid-market finance teams with pre-built financial logic and templates.

Center

Center provides free corporate card and expense management with real-time reporting and no expense reports required from employees.

Centime

Centime combines AP and AR automation with cash flow forecasting and working capital solutions in a single platform for mid-market finance teams.

Certify

Certify (by Emburse) provides straightforward expense management with receipt capture, approval routing, and reimbursement for mid-market companies.

Chargebee

Chargebee is a subscription billing platform with revenue recognition, dunning management, and flexible pricing model support for SaaS and subscription businesses.

Chargify

Chargify (now part of Maxio) provides B2B subscription billing with component-based pricing, relationship invoicing, and revenue events.

Chaser

Chaser automates accounts receivable chasing and payment collection with smart reminders that integrate directly with Xero, QuickBooks, and Sage.

Clover

Clover provides POS hardware and software for small businesses with an app marketplace for extending functionality across retail, restaurants, and services.

Coupa

Coupa unifies procurement, invoicing, expenses, and payments into a single business spend management platform used by large enterprises.

CrowdReason

CrowdReason provides property tax management and data analytics for enterprises with large real estate and fixed asset portfolios.

CSC Corptax

CSC Corptax provides corporate income tax compliance, provision, and data management for large enterprises with complex multi-state and international tax obligations.

Cube

Cube is an FP&A platform that connects spreadsheets to a central data source, enabling collaborative planning, reporting, and analysis for mid-market finance teams.

DataRails

DataRails is an FP&A platform that lets finance teams keep working in Excel while adding automation, consolidation, and real-time data connectivity.

Dayforce

Dayforce (formerly Ceridian) provides a single HCM platform with continuous payroll calculation, workforce management, and global capabilities.

Deel

Deel enables companies to hire and pay employees and contractors in 150+ countries with built-in compliance, EOR services, and global payroll.

Diligent HighBond

Diligent's audit, risk and compliance software, with ACL Analytics and links to Diligent's board management products.

Drake Software

Drake Software provides professional tax preparation software for individual and business returns, known for speed, value, and tax preparer loyalty.

Drivetrain

Drivetrain provides AI-powered FP&A with automated data integration, multi-dimensional modeling, and collaborative planning for growing companies.

Emburse

Emburse provides a portfolio of expense management products (Abacus, Certify, Chrome River, Nexonia, Tallie) spanning SMB to enterprise.

Epicor

Epicor provides ERP solutions for manufacturing, distribution, retail, and building supply industries with strong shop floor and supply chain capabilities.

Epos Now

Epos Now provides cloud POS for retail and hospitality businesses with 100+ integrations and flexible hardware options.

Esker

Esker automates both accounts payable and accounts receivable with AI-powered document processing and a supplier collaboration portal.

Expensify

Expensify simplifies expense reporting with SmartScan receipt capture, automated approval workflows, and corporate card management for growing teams.

FastSpring

FastSpring is a full-service ecommerce and billing platform for software companies, acting as merchant of record for global digital product sales.

Fraxion

Fraxion provides spend management with purchase orders, requisitions, expense claims, and budget tracking for mid-market companies.

FreshBooks

FreshBooks provides invoicing-first accounting software built for freelancers, service businesses, and small teams that need time tracking and expense management.

Fyle

Fyle provides real-time expense management with credit card integration that automates receipt capture and expense reporting from everyday apps.

Gaviti

Gaviti provides autonomous AR management with AI-driven collections, dispute resolution, credit monitoring, and cash application.

GEP SMART

GEP SMART is a unified source-to-pay procurement platform for large enterprises with spend analytics, sourcing, contracts, and PO management.

Gusto

Gusto is an all-in-one people platform for small businesses, combining payroll, benefits, HR, and compliance in a user-friendly interface.

Harvest

Harvest combines time tracking with invoicing and expense management, making it a favorite for consultants and agencies billing by the hour.

Heartland

Heartland provides POS and payment solutions for restaurants, retail, and service businesses with a focus on customer engagement and data security.

Helcim

Helcim offers free POS software with interchange-plus payment processing, online stores, and invoicing, with no monthly fees for the software.

HighRadius

AI-based order-to-cash, treasury, AP and record-to-report software for large finance teams, sold as modular annual subscriptions.

HoneyBook

HoneyBook combines invoicing with proposals, contracts, scheduling, and client management for creative professionals and service businesses.

IBM Cognos

IBM Cognos provides enterprise BI, reporting, and planning capabilities with AI-powered insights for large organizations.

IFS Cloud

IFS Cloud provides ERP, enterprise asset management, and field service management for asset-intensive and project-centric industries.

Infor CloudSuite

Infor CloudSuite provides industry-specific ERP solutions for manufacturing, distribution, healthcare, hospitality, and public sector on AWS.

Intuit ProConnect

Intuit ProConnect is a cloud-based professional tax preparation platform offering pay-per-return pricing for individual and business returns.

Invoiced

Invoiced automates accounts receivable workflows including invoicing, collections, payments, and cash application for growing B2B companies.

Jaggaer

Jaggaer provides enterprise procurement software covering sourcing, supplier management, PO management, and spend analytics with industry-specific solutions.

Jedox

Jedox is an enterprise performance management platform with a powerful in-memory OLAP engine for planning, budgeting, and forecasting at scale.

Jirav

Jirav provides FP&A software for small businesses and accounting firms with driver-based planning, dashboards, and workforce modeling.

Justworks

Justworks is a PEO that provides payroll, benefits, compliance, and HR tools with a simple, transparent pricing model for small businesses.

Kintsugi

Kintsugi uses AI to automate sales tax compliance for startups and growing companies, covering nexus analysis, calculations, and filing.

Kissflow Procurement

Kissflow Procurement is a low-code procurement platform with purchase orders, vendor management, and approval workflows built on Kissflow's workflow engine.

Kofax

Kofax (now Tungsten Automation) provides intelligent automation for AP including advanced OCR, document classification, and workflow orchestration.

Kolleno

Kolleno automates B2B collections and receivables management with smart workflows, payment portals, and credit risk scoring.

Lightspeed

Lightspeed provides cloud POS and ecommerce for retail and restaurant businesses with advanced inventory, reporting, and omnichannel selling.

Loyverse

Loyverse is a free mobile POS app for small businesses with inventory management, sales analytics, and optional loyalty and advanced inventory add-ons.

LucaNet

LucaNet provides financial consolidation, planning, and reporting with automated data quality checks for multi-entity finance teams.

Maxio

Maxio (formerly SaaSOptics + Chargify) combines billing management with SaaS financial operations including revenue recognition, analytics, and reporting.

Medius

Medius combines AP automation with embedded payment capabilities, letting finance teams process invoices and pay suppliers from a single platform.

Melio

Melio is a free B2B payment platform that lets small businesses pay vendors by bank transfer or card, even when the vendor only accepts checks.

Microsoft Dynamics 365

Microsoft Dynamics 365 combines ERP and CRM modules with deep Microsoft ecosystem integration for finance, supply chain, and operations.

MineralTree

MineralTree automates invoice-to-payment workflows for mid-market finance teams with smart payment optimization and ERP integration.

Mosaic

Mosaic is a strategic finance platform that provides real-time financial modeling, automated reporting, and metric dashboards for high-growth companies.

Navan

Navan (formerly TripActions) combines corporate travel booking with expense management and corporate card programs in a single platform.

NetSuite

Oracle NetSuite is a cloud ERP with built-in accounting, CRM, inventory, and ecommerce that scales from SMB to mid-enterprise.

Numeric

Close management, reconciliations, flux analysis and cash matching for accounting teams on NetSuite and other ERPs, plus an ERP replacement.

Odoo

Odoo is an open-source ERP with modular apps covering accounting, inventory, manufacturing, CRM, ecommerce, and HR at competitive pricing.

OneStream

Unified EPM platform for financial close, consolidation, planning and reporting at large, multi-entity companies.

OnPay

OnPay provides straightforward, affordable online payroll with benefits administration and HR essentials for small businesses.

Oracle EPM Cloud

Oracle EPM Cloud provides enterprise performance management covering financial consolidation, planning, close management, and narrative reporting.

Oracle Fusion Cloud ERP

Oracle Fusion Cloud ERP provides comprehensive enterprise resource planning covering financials, procurement, project management, and risk in the cloud.

Order.co

Order.co consolidates purchasing across vendors with automated ordering, spend management, and AP automation for multi-location businesses.

Order2Cash

Order2Cash covers e-invoicing, collections, cash allocation, and dispute management with a strong European compliance focus.

Paddle

Paddle is a merchant of record that handles billing, payments, tax compliance, and global selling so software companies do not have to.

Papaya Global

Papaya Global provides global payroll and payments infrastructure for enterprises, processing payroll in 160+ countries with real-time analytics.

Paychex

Paychex provides payroll, HR, and benefits for small and mid-size businesses with optional dedicated HR support and advisory services.

Paycom

Paycom provides single-application HCM with Beti employee-driven payroll that lets employees verify and approve their own paycheck before processing.

Paycor

Paycor provides HCM software covering payroll, HR, benefits, talent, and workforce management for leaders at small and mid-size businesses.

Payhawk

Payhawk combines corporate cards, expense management, bill payments, and accounts payable in a single spend management platform for European and global teams.

Paylocity

Paylocity provides payroll and HCM with a focus on employee engagement, modern user experience, and mid-market service quality.

PayPal Invoicing

PayPal Invoicing lets businesses send free invoices and accept payments through PayPal, credit cards, and debit cards globally.

Paystand

Paystand provides B2B payment infrastructure and AR automation with zero-fee bank-to-bank payments and blockchain-verified transactions.

Planful

Financial performance management platform that combines planning, close, consolidation and reporting for mid-market finance teams.

Precoro

Precoro provides procurement and AP automation with purchase orders, budgeting, and approval workflows at a transparent per-user price.

ProcureDesk

ProcureDesk provides simple purchase order management and procurement automation for small businesses using QuickBooks or NetSuite.

Procurify

Procurify provides cloud procurement and purchasing software with PO management, approval workflows, and real-time spend tracking for growing companies.

Prophix

Prophix provides corporate performance management covering budgeting, forecasting, consolidation, and reporting for mid-market finance teams.

QAD

QAD provides cloud ERP for global manufacturing companies, specializing in automotive, food and beverage, consumer products, and life sciences.

Quadient AR

Quadient AR (formerly YayPay-acquired) automates collections, credit management, and cash application with predictive analytics for B2B finance teams.

Quadient AR (formerly YayPay)

Quadient AR, formerly YayPay, automates credit, collections, disputes, customer payments and cash application for B2B AR teams.

QuickBooks

QuickBooks is the most widely used small business accounting software, covering bookkeeping, invoicing, payroll, and tax preparation.

Ramp

Ramp combines corporate cards, expense management, bill pay, and AP automation in a free platform focused on helping companies spend less.

Recurly

Recurly provides subscription billing with industry-leading decline management that recovers failed payments and reduces involuntary churn.

Remote

Remote provides global employment, contractor management, and payroll for companies hiring internationally, with owned local entities in 80+ countries.

Revel Systems

Revel Systems provides iPad-based POS for restaurants and retail with an open API, advanced inventory, and enterprise-ready multi-location management.

Rillion

Rillion (formerly ReadSoft Online) automates AP workflows with AI invoice capture, approval routing, and deep ERP integration for mid-market to enterprise teams.

Rippling

Rippling combines HR, payroll, benefits, IT, and spend management in a unified employee data platform that automates cross-system workflows.

Sage 300

Sage 300 (formerly Accpac) provides multi-entity, multi-currency ERP for small and mid-size businesses with strong international operations support.

Sage Intacct

Sage Intacct is a cloud-native accounting platform with deep multi-entity, multi-dimensional reporting built for growing mid-market companies.

SAP Ariba

SAP Ariba connects procurement and AP workflows through the world's largest B2B commerce network, serving enterprises with deep SAP ERP integration.

SAP BPC

SAP BPC (Business Planning and Consolidation) provides financial consolidation, planning, and budgeting natively integrated with SAP ERP environments.

SAP Business One

SAP Business One is an ERP for small and mid-size businesses covering accounting, purchasing, inventory, manufacturing, and CRM.

SAP Concur

SAP Concur is the market-leading travel and expense management platform used by enterprises worldwide for policy enforcement and spend visibility.

SAP S/4HANA

SAP S/4HANA is SAP's flagship intelligent ERP suite running on HANA in-memory database for real-time enterprise operations.

Shopify POS

Shopify POS unifies in-store and online selling with integrated inventory, customer profiles, and omnichannel capabilities for retail businesses.

Sidetrade

Sidetrade uses AI-powered order-to-cash automation with predictive analytics to optimize collections, credit, and cash flow for global enterprises.

Sovos

Sovos provides tax compliance and reporting solutions covering sales tax, VAT, e-invoicing, and regulatory reporting for global operations.

Spendesk

Spendesk provides all-in-one spend management with corporate cards, expense reports, invoice payments, and budgets for European mid-market companies.

SpotOn

SpotOn provides POS and business management for restaurants and small businesses with integrated payments, marketing, and loyalty programs.

Square

Square provides a free POS system with integrated payments, inventory, staffing, and business management tools for small businesses.

Square Invoices

Square Invoices lets small businesses send free invoices and accept card payments, integrating with Square's broader payments and POS ecosystem.

Stampli

Procure-to-pay platform built around AP invoice processing, with AI coding and approvals and pre-built integrations for 70+ ERPs.

Stripe Billing

Stripe Billing provides developer-first recurring billing with subscription management, usage-based pricing, and Stripe's global payment rails.

Stripe Invoicing

Stripe Invoicing provides developer-friendly invoice creation with built-in payment links, hosted payment pages, and Stripe's global payment infrastructure.

SumUp

SumUp provides affordable mobile card readers and POS solutions for micro businesses and solopreneurs with simple flat-rate processing.

SYSPRO

SYSPRO provides ERP for manufacturing and distribution companies with strong inventory, production, and supply chain management.

TaxBit

TaxBit provides tax information reporting and cryptocurrency tax compliance for enterprises, financial institutions, and digital asset platforms.

TaxJar

TaxJar automates sales tax calculations, reporting, and filing for ecommerce businesses across all US states with nexus.

Tesorio

Tesorio provides cash flow performance management combining AR automation, collections, and real-time cash forecasting for finance teams.

Thomson Reuters ONESOURCE

Thomson Reuters ONESOURCE is an enterprise tax technology platform covering indirect tax, direct tax, transfer pricing, and tax information reporting.

Toast

Toast is a restaurant-specific POS and management platform covering ordering, payments, kitchen display, online ordering, and restaurant operations.

TouchBistro

TouchBistro is an iPad-based restaurant POS with table management, menu engineering, staff scheduling, and kitchen display capabilities.

Tradogram

Tradogram offers free procurement software with PO management, supplier management, and RFQ capabilities for small and mid-size businesses.

TriNet

TriNet is a PEO (Professional Employer Organization) that provides payroll, benefits, HR, and compliance as a co-employment partner for small businesses.

Trintech Cadency

Trintech's enterprise close platform for reconciliations, transaction matching, close management, journal entries and intercompany.

UKG

UKG provides HCM and workforce management solutions including UKG Pro for HCM and UKG Ready for mid-market payroll and HR.

Upflow

Accounts receivable software for B2B companies: collections, payment portal, cash application and AR insights, with a free insights tier.

Vena

Excel-based planning, reporting, consolidation and close platform built on Microsoft 365, sold in Professional and Complete plans.

Vend

Vend (now part of Lightspeed) provides cloud retail POS with strong inventory management, customer loyalty, and ecommerce integration.

Versapay

Collaborative AR automation with a customer payment portal, cash application, collections and built-in ACH and card payments.

Vertex

Indirect tax engine for large companies: sales and use tax, VAT and GST, compliance and e-invoicing, deployed in the cloud or on-premise.

Wave

Wave offers free accounting and invoicing software for freelancers and micro businesses, monetized through payment processing and payroll add-ons.

Wolters Kluwer CCH

Wolters Kluwer CCH provides corporate tax compliance, tax provision, and tax research tools for accounting firms and enterprise tax departments.

Workday Adaptive Planning

Workday's cloud planning software for budgeting, forecasting, workforce planning and close and consolidation, with a 30-day free trial.

Workiva

Workiva provides a connected reporting platform for SEC filings, ESG reporting, internal controls, and financial close management.

Xero

Xero is a cloud accounting platform popular with small businesses and their advisors, offering bank feeds, invoicing, and a large app marketplace.

Yooz

Yooz delivers cloud AP automation with AI-driven invoice capture and over 250 native ERP integrations at a price point accessible to mid-market teams.

Zahara

Zahara provides purchase order and invoice automation with approval workflows designed to integrate with Xero, Sage, and other UK-focused accounting systems.

Zamp

Zamp offers fully managed sales tax compliance as a service, handling registration, calculation, filing, and remittance for growing businesses.

Zoho Billing

Zoho Billing (formerly Zoho Subscriptions) provides subscription billing and recurring invoicing for small businesses within the Zoho ecosystem.

Zoho Books

Zoho Books is an affordable cloud accounting platform that integrates tightly with the Zoho ecosystem for small businesses.

Zoho Expense

Zoho Expense provides affordable expense reporting and travel management for small businesses within the Zoho ecosystem.

Zoho Invoice

Zoho Invoice is a free invoicing application for freelancers and small businesses with time tracking, expenses, and multi-currency support.

Zuora

Zuora is an enterprise subscription management platform covering billing, revenue recognition, payments, and subscription analytics for large companies.