ApprovalMax: accounts payable automation software platform
ApprovalMax publishes the shape of its pricing but not the amount. Checked 16 October 2026, its Xero and QuickBooks Online plan pages show three tiers in three sizes set by approved documents a month, with unlimited approvers, and fill the price in only once you pick a currency. Buy it to put controls in front of Xero. Skip it if you need a ledger.
ApprovalMax in brief
ApprovalMax publishes the shape of its pricing but not the amount.
- Price
- Structure published, amount not in the page text · Tiered usage pricing by approved documents per month
- Best for
- Xero and QuickBooks Online teams buying approval controls and audit evidence
- Watch out for
- You give up a price you can look up in ten seconds, which is a strange thing to say about a vendor that publishes this much.
The short answer
Buy ApprovalMax if you run Xero or QuickBooks Online, the thing that worries you is who signed off on a bill, and you want approvers who never touch the accounting system. Pricing by approved documents with unlimited approvers suits a company where twenty managers each approve a handful of invoices, because the people who slow you down cost you nothing to add.
Skip it if you want one platform doing capture, approval, payment execution and the ledger, because ApprovalMax deliberately sits beside your accounting system rather than replacing it. Skip it too if you run NetSuite and need a price before a sales call, since the NetSuite plan page publishes no figure at all, and skip it if your volume is heavily seasonal and you intend to bill monthly, because overage lands every month rather than averaging out.
Where ApprovalMax fits
ApprovalMax is an approval and controls layer, not an AP suite. It takes bills, purchase orders, credit notes and expenses, routes them through multi-step approval, records who approved what and why, and then pushes the approved document into Xero, QuickBooks Online or NetSuite. The company was founded in 2014, trades as ApprovalMax Limited out of London, and says it serves more than 20,000 businesses, with coverage listed for the United Kingdom, United States, Australia, New Zealand and Canada. If you can describe your problem as an audit question rather than a data-entry question, this is the right shelf.
The clearest signal of fit is the pricing metric, because ApprovalMax charges on approved documents and gives you unlimited active approvers at every plan size. An approved document is any fully approved request in a billing cycle, and each approved batch payment request counts as one; cancelled and rejected requests do not count. That inverts the usual calculation. On a per-seat tool, the department head who approves four invoices a month is as expensive as the AP clerk who enters four hundred. Here they are free, so the honest question before you shortlist is not how many people need access but how many documents cleared approval last year.
The second decision is made for you by your ledger. ApprovalMax prices by integration, with separate plan pages for Xero and QuickBooks Online carrying the same three tiers and three sizes, and a NetSuite page that carries no figure and routes to sales. The NetSuite offering is also a different product in substance: multi-step workflows without giving approvers NetSuite access, two-way sync, three-way matching, vendor bill, purchase order, expense report and journal approvals, and sales order approvals pulled from NetSuite. Firms offering bookkeeping, accounting or advisory services are sent somewhere else again, to a partner pricing contact form.
The tier step is a features decision rather than a capacity one, and it is worth mapping before you talk to anyone. Standard covers the automatic audit trail and reports, fraud detection and ApprovalMax Capture, the OCR product, which both plan pages state twice is included at no additional cost. Advanced adds auto-approvals for requests that meet set conditions, request and workflow version history, bill-to-purchase-order matching and approved journal entries. Premium adds standalone approval workflows for contracts, capital expenditure, expenses, quotes and reimbursements, the public API, phone support, batch payment preparation and verification, and single sign-on with passkey login.
Where it stops is money actually leaving the bank. ApprovalMax Pay exists, and the site is explicit that certain payment services are provided by The Currency Cloud Limited, an electronic money institution authorised by the Financial Conduct Authority, with customer funds safeguarded by that institution rather than by ApprovalMax. Read the governance claim for what it is: ApprovalMax follows the payment to the bank without changing how you pay. If you want a platform that holds the money, the fit is poor.
ApprovalMax pricing
ApprovalMax publishes its pricing structure in detail and withholds the one thing you came for. Checked on 16 October 2026, the Xero and QuickBooks Online plan pages name three tiers, Standard, Advanced and Premium, each sold in Small, Medium and Large sizes set by approved documents a month, and then render the amount in the browser once you choose a currency and a billing period. An automated request gets an empty price. What is in the page text and can be relied on: the per-document overage rates, a 17% discount for annual billing, a 20% not-for-profit discount and a 14-day free trial with no credit card. So this is a page you have to open yourself, in your own currency, and that is the first instruction below.
What ApprovalMax publishes
- Standard
- Not published in the page text; the amount appears only in the browser (Per month, billed yearly or monthly, excluding tax, in Small, Medium or Large size)Approval workflows for bills, purchase orders and credit notes, automatic audit trail and reports, fraud detection, and ApprovalMax Capture at no additional cost. Small covers up to 100 approved documents a month, Medium up to 300, Large up to 500, with unlimited active approvers at every size.
- Advanced
- Not published in the page text; the amount appears only in the browser (Per month, billed yearly or monthly, excluding tax, in Small, Medium or Large size)Everything in Standard plus auto-approvals for requests that meet set conditions, request and workflow version history, bill-to-purchase-order matching and approved journal entries.
- Premium
- Not published in the page text; the amount appears only in the browser (Per month, billed yearly or monthly, excluding tax, in Small, Medium or Large size)Everything in Advanced plus standalone approval workflows for contracts, capital expenditure, expenses, quotes and reimbursements, public API access, phone support, batch payment preparation and verification, and single sign-on with passkey login.
- ApprovalMax for Oracle NetSuite
- Quote only, no figure published (Contact sales)Multi-step approval workflows without giving approvers NetSuite access, two-way sync and three-way matching, vendor bill, purchase order, expense report and journal approvals, and sales order approvals pulled from NetSuite. A volume discount is offered through sales.
- Partner pricing
- Quote only, reached through a contact form (Contact ApprovalMax for partner pricing)For firms offering bookkeeping, accounting or advisory services, sold separately from the published plan pages and listed alongside the Partner Program.
Structure as published on the ApprovalMax plan pages for Xero and QuickBooks Online and checked on 16 October 2026. The price elements arrive with an empty value and are filled in by script after you select a currency from AUD, EUR, GBP, NZD, SGD, USD or ZAR and a monthly or yearly term, so no plan amount is recorded here. The older pricing URLs are also dead: /pricing/xero, /pricing/quickbooks and /pricing/netsuite all returned 404, and the live pages carry the approvalmax-for prefix.
Four things set what you pay, and the first is the one most buyers get wrong.
- Approved documents a month, which picks your plan size. ApprovalMax calls this Tiered Usage Pricing: Small up to 100, Medium up to 300, Large up to 500, each with unlimited active approvers. Pull last year's count of fully approved bills, purchase orders, invoices and expenses before you choose, and remember each approved batch payment request counts as one document. Rejected and cancelled requests do not count, which means a chaotic approval process with a high rejection rate is cheaper here than it is anywhere else.
- Overage, which is charged rather than blocked. ApprovalMax states plainly that the allowance is not a cap: documents beyond it are billed per document at a rate set by the plan size, added to the next monthly invoice, or collected at the annual renewal date on annual billing. On the Xero page the Standard rates are 0.43 beyond 100 documents, 0.25 beyond 300 and 0.22 beyond 500, and the Advanced rates are 0.70 beyond 100, 0.39 beyond 300 and 0.33 beyond 500. Those numbers are published without a currency symbol, because the currency is a choice on the page, so read them as a unit rate in whichever of the seven currencies you select. The Premium row and the QuickBooks Online rates sit behind a separate link and are not recorded here.
- The tier, which buys features rather than capacity. Bill-to-purchase-order matching and auto-approvals are the Advanced line; the public API, phone support and batch payment preparation are the Premium line. Because approvers are unlimited at every size, the tier and the document count are the only two levers that move the published bill.
- Your accounting system, which decides whether you get a self-serve price at all. Xero and QuickBooks Online have published plan pages. NetSuite does not: that page offers Contact sales and Get a demo only. Accounting, bookkeeping and advisory firms are in the partner route instead, which is also a conversation rather than a rate card, and neither group can benchmark against anything on the public site.
What costs extra
- Overage is the main variable charge: every approved document beyond the monthly allowance is billed at the plan-size rate, so a steady overrun is a real line item rather than a rounding error.
- A Training Package is sold separately: two 60 minute expert-led sessions, a product walkthrough, custom training for administrators and users, and advice on your existing workflows. It carries a Buy now button and a note that the price excludes tax, but no figure appears in the page text.
- ApprovalMax Capture, the OCR product, is the notable non-extra. Both plan pages state twice that it is included in all plans at no additional cost, which is worth confirming in writing because capture is a paid add-on at several competitors.
Implementation and commercial terms
The rows below are what the ApprovalMax plan pages confirm as of 16 October 2026. Read the absence of a plan amount as a step in your process, not as a hidden fee: the figure exists, it just only renders in a browser session that has chosen a currency.
- Published price
- Structure published, amount not in the page text
- Pricing metric
- Approved documents per month, 100, 300 or 500 by plan size
- Approvers
- Unlimited active approvers at every tier and size
- Annual discount
- 17% for annual billing, with the allowance pooled at 12 times the monthly limit
- Not-for-profit discount
- 20% once subscribed
- Currencies
- AUD, EUR, GBP, NZD, SGD, USD and ZAR, selected on the page
- Implementation fee
- None published; a paid Training Package is the only service sold, with no figure shown
- Support
- 24/5 customer support, with live chat limited to trial customers
- Free trial
- 14 days, all features, no credit card required
Budget this in three steps. Open the Xero or QuickBooks Online plan page yourself, in your currency, and read the figure for the size your document count puts you in; take the 14-day trial to confirm the tier, since all features are open during it; then model overage against the next size up, because ApprovalMax itself says that a regular overrun is usually cheaper solved by moving up a size, and the rate falls as the size rises. Weigh annual billing on how uneven your volume is: the 17% discount comes with a pooled annual allowance, so a busy quarter balances a quiet one, while monthly billing charges overage every month. If you run NetSuite or you are an accounting firm, there is no published number to work from at all, so ask for the rate and the volume discount in writing before you compare it with anything.
Source: the ApprovalMax pricing page for Xero, checked 16 October 2026. Confirm current prices with the vendor before you budget.
What ApprovalMax gives up
You give up a price you can look up in ten seconds, which is a strange thing to say about a vendor that publishes this much. The tiers, the sizes, the document allowances, the overage rates and the discounts are all on the page; the amount comes back empty to anything that is not a browser. So any ApprovalMax number you find quoted elsewhere may be in the wrong currency or out of date. Open the page, screenshot the tier you want, and keep it with the order form.
You give up the general ledger, and that is the design rather than a gap. ApprovalMax governs the four stages it names as capture, verify, approve and pay, then hands the document to Xero, QuickBooks Online or NetSuite. Nothing here replaces your accounting system, and the integration list is short and deliberate. If your ERP is not one of those three, you are not a customer, and if your brief is to retire the ledger along with the approval chaos, you are shopping in the wrong category.
You give up payment breadth. ApprovalMax Pay covers batch payment preparation and verification, which is a Premium feature, and the payment services behind it are provided by The Currency Cloud Limited, with funds safeguarded by that electronic money institution. There is no corporate card programme, no expense reimbursement product in the sense a spend platform means it, and no supplier payment network with rebates. A team that wants virtual cards earning cash back as part of the business case should look at a payments-led tool instead.
You give up the NetSuite price transparency that the rest of the product enjoys. The NetSuite plan page publishes a single plan with no figure, described around API integration, custom workflows, premium support, two-way sync and sales order approvals, and a volume discount offered through sales. That is a quote-only enterprise sale wearing the same brand as a self-serve product, so expect a different buying motion, a different implementation and no public benchmark. Ask specifically what the three-way matching implementation involves on your NetSuite instance.
You give up smoothing over seasonal volume unless you commit annually. Monthly billing charges overage in the month it happens, and the allowance does not roll. Annual billing pools the allowance at twelve times the monthly limit and carries the 17% discount, which is the right answer for a business with a spiky purchase cycle, but it is also a year of commitment on a tool your approvers have to adopt. Use the 14-day trial on your real workflow, including the manager who never replies, before you take the annual term.
How ApprovalMax compares
In accounts payable automation the first useful cut is what the vendor will tell you before a sales call, because it decides whether your evaluation is modelling or negotiation. BILL publishes full per-user rates and Tipalti a starting platform fee, both checked on 25 September 2026. ApprovalMax publishes its whole structure and renders the amount in the browser. Medius publishes two packages and no figure at all. Every price cell below comes from that vendor's own pricing page and nothing is estimated.
| Tool | Best for | Price | Where it breaks |
|---|---|---|---|
| ApprovalMax | Xero and QuickBooks Online teams who need defensible approvals and unlimited approvers | Not published in page text; 17% annual discount, overage per document | No general ledger, no cards, and the NetSuite plan has no published price at all |
| BILL | QuickBooks and Xero teams who want AP and payments live in days against a published rate | $49, $65 or $89 per user/month | Every approver costs a full seat below the top tier, which is the opposite of ApprovalMax's metric |
| Tipalti | Cross-border payouts and mass payments with unlimited users and payee tax compliance | From $99/month (AP), from $249/month (Mass Payments) | Per-invoice and per-payment fees are not published, so the real bill cannot be modelled |
| Medius | Mid-market and enterprise AP on Dynamics, NetSuite, SAP or Infor with unlimited users | Not published, quote only | AP Essentials covers one entity and AP 360 three, and the rest of the suite costs extra |
What to test in an ApprovalMax trial
The trial is 14 days, needs no credit card and opens all features, which makes it genuinely useful rather than a lead form with a timer. Two weeks is enough to settle the tier and the size, so spend it on those two questions rather than on a tour.
- Count before you configure. Pull last year's fully approved bills, purchase orders, credit notes and expenses by month, and find your worst month rather than your average. That number decides whether you are Small, Medium or Large, and the gap between the two candidates is what the overage rates are for.
- Open the plan page in your own currency and billing period and record the figure. The amount only renders in a browser after you pick from AUD, EUR, GBP, NZD, SGD, USD or ZAR and a monthly or yearly term, so take the screenshot during the trial and attach it to the order form. Confirm the Premium overage rate and the QuickBooks Online rates separately, since those sit behind another link.
- Rebuild the approval chain that actually stalls, not the clean one. Model the real routing for the manager who goes quiet for a week, test escalation and reassignment, and check what the audit trail shows afterwards. Because approvers are unlimited, add every one of them in the trial rather than a sample, and see whether people outside finance will use it without training.
- Test the tier boundary deliberately. Push a bill against a purchase order to see whether bill-to-PO matching, which is an Advanced feature, is something you need, and try a standalone workflow for a contract or a capital expenditure request, which is Premium. If neither earns its place, Standard with Capture included is the honest answer.
- Settle the commercial terms while the trial is live. Ask what the Training Package costs, since the page shows a Buy now button and no figure, whether a volume discount applies to you, and what happens to your approval history and audit trail if you leave. Confirm the 20% not-for-profit discount if you qualify, and if you are on NetSuite or you are an accounting firm, get a written rate here, because there is no published one.
Frequently asked questions about ApprovalMax
How much does ApprovalMax cost?
No plan amount could be verified. On 16 October 2026 the Xero and QuickBooks Online plan pages published three tiers, Standard, Advanced and Premium, in Small, Medium and Large sizes, but the figure itself renders in the browser only after you choose a currency and billing period. Annual billing carries a 17% discount.
How does ApprovalMax pricing work?
By approved documents, not by headcount. ApprovalMax calls it Tiered Usage Pricing: each tier comes in Small up to 100 approved documents a month, Medium up to 300 and Large up to 500, all with unlimited active approvers. Documents beyond the allowance are billed per document rather than blocked.
Does ApprovalMax charge per approver?
No. Every plan size on the Xero and QuickBooks Online pages read on 16 October 2026 states unlimited active approvers, so adding the twelve managers who each sign off two invoices costs nothing. The variable is fully approved documents per month, plus the tier you pick and any per-document overage.
Does ApprovalMax have a free trial?
Yes, 14 days with no credit card required, and the trial opens all features. Live chat support is available to trial customers specifically, with standard support listed as 24/5. Not-for-profits are separately eligible for a 20% discount once they subscribe, as published on 16 October 2026.
Is ApprovalMax part of Xero?
No. ApprovalMax is a separate company, ApprovalMax Limited, founded in 2014 and based in London, that integrates with Xero. It also sells plans for QuickBooks Online and a quote-only offering for Oracle NetSuite, and it prices by integration, with a separate plan page for each.
What is ApprovalMax used for?
Multi-step approval of bills, purchase orders, credit notes and expenses before they reach your accounting system. It records an automatic audit trail, enforces segregation of duties, flags duplicates and vendor changes, and lets people approve without being given access to Xero, QuickBooks Online or NetSuite.
Does ApprovalMax include invoice capture?
Yes. ApprovalMax Capture, the OCR product, is included in all plans at no additional cost, a point both plan pages state twice. That is worth confirming in the order form, because capture is a separately priced add-on at several AP automation vendors, including Rillion on every one of its three plans.
Does ApprovalMax work with NetSuite?
Yes, but on different commercial terms. The NetSuite plan page publishes no price and offers only Contact sales and Get a demo. The offering covers multi-step workflows without giving approvers NetSuite access, two-way sync, three-way matching, and vendor bill, purchase order, expense report, journal and sales order approvals.
Does ApprovalMax pay suppliers?
Partly. Batch payment preparation and verification is a Premium feature, and ApprovalMax states that certain payment services are provided by The Currency Cloud Limited, an electronic money institution authorised by the Financial Conduct Authority, which safeguards customer funds. Ask who holds your money and under which regulator before relying on it.
What are the main ApprovalMax alternatives?
For approval controls in front of a small-business ledger, BILL is the closest comparison and publishes per-user rates, which ApprovalMax does not. For mid-market AP with unlimited users, Medius and Rillion both compete and both quote. For cross-border payouts, Tipalti publishes a starting platform fee instead.