BILL pricing and plans
BILL publishes per-user prices for AP and AR: Essentials $49, Team $65 and Corporate $89 per user per month, with Enterprise on a custom quote. Payment fees are charged on top, for example $0.59 per ACH payment and $1.99 per mailed check.
Prices checked on 25 Sep 2026 on the BILL pricing page (bill.com/pricing). Free trial available in most cases, per BILL's pricing FAQ.
BILL publishes a price for 4 of the 5 plans below, so you can build a budget before you talk to sales. What you have to add yourself are the fees charged per transaction and per add-on, because those are what move the yearly total once volume grows.
If the number comes back above budget, the cheaper options are on BILL alternatives, or start from the best Accounts Payable Automation Software.
BILL pricing and plans
BILL publishes these prices. Taxes and payment fees are extra unless a row says otherwise. Prices in USD, checked on 25 Sep 2026.
| Plan | Price | Billing | What's included | Source |
|---|---|---|---|---|
| EssentialsPer user | $49 per user/month | Monthly, per user |
| BILL pricing page |
| TeamPer user | $65 per user/month | Monthly, per user |
| BILL pricing page |
| CorporatePer user | $89 per user/month | Monthly, per user |
| BILL pricing page |
| Enterprise | Quote-based | Custom contract |
| BILL pricing page |
| Spend & ExpenseFree | $0 per user/month | No subscription fee |
| BILL pricing page |
Prices checked on 25 Sep 2026 on the BILL pricing page. Vendors change prices without notice, so confirm the current figure before you budget. Free trial available in most cases, per BILL's pricing FAQ.
The published per-user prices only hold if your payment mix is cheap, so compare on fees as well as seats: BILL next to Tipalti and BILL next to Stampli are the two closest, and accounts payable automation covers the rest.
What pushes BILL cost up
The subscription is priced per user. On Essentials and Team every user is billed as a standard user, so an approver who only clicks approve costs the same as an AP clerk. Corporate and Enterprise add cheaper approver-only users, which is often the reason to move up a tier once more than a few managers approve bills.
Payment volume is the second cost driver. ACH is $0.59 per payment, a mailed check is $1.99, virtual card payments are free, an international USD wire is $19.99 and instant payment is 1.0% ($9.99 minimum, $100 maximum). A team paying 300 vendors a month by check pays about $600 a month in check fees alone, before any subscription.
Automatic two-way sync with QuickBooks Online, QuickBooks Desktop (Pro and Premier) and Xero starts on Team. Essentials only imports and exports CSV files, so most teams that post bills to the ledger daily end up on Team or above.
BILL add-ons and extra fees
Extra costs and add-ons listed by BILL:
- Faster payments: Pay Faster ACH $11.99, Pay Faster check $14.99 to $24.99 depending on speed.
- 1099 e-filing to the IRS: $2.99 per form ($1.99 through the Accountant Console), direct state filing $1.49 per form.
- Exception fees: voiding a check $25.00, failed ACH from the sender after the vendor is paid $50.00.
- Spend & Expense (corporate cards, budgets, expense tracking) is $0 per user per month; credit lines of $1,000 to $5M depend on approval.
- Accountant Console for firms: $49 per month.
Implementation: BILL does not publish an implementation or setup fee for Essentials, Team or Corporate. Enterprise terms are quoted.
What to confirm before you sign
Count approvers separately from AP users
If more than two or three managers approve bills, price Corporate with approver-only seats against Team with every approver on a full $65 seat.
Model payment fees on last quarter's payment mix
Multiply your monthly ACH, check and wire counts by BILL's published fees. Moving vendors from check to ACH or virtual card usually saves more than a plan change.
Confirm your accounting system sync
Two-way sync with QuickBooks and Xero starts on Team. If you run another ERP or several entities, ask BILL which tier supports it before you pick a plan.
Run last quarter's ACH, check and wire counts through the AP automation savings calculator before you pick a tier, and use the AP automation RFP template to get the same fee schedule out of every vendor. Tipalti's published floor is the one other number in this category.
BILL pricing FAQ
How much does BILL cost per month?
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BILL AP and AR plans cost $49 (Essentials), $65 (Team) or $89 (Corporate) per user per month on BILL's pricing page as of 25 Sep 2026. Enterprise is quoted. Payment fees such as $0.59 per ACH and $1.99 per check are extra.
Does BILL charge per transaction?
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Yes. On top of the per-user subscription, BILL charges per payment: $0.59 per ACH, $1.99 per mailed check, $19.99 per international USD wire and 1.0% for instant payments. Virtual card payments are free.
How does Bill.com pricing work?
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Two charges stack. The subscription is per user per month at $49 Essentials, $65 Team or $89 Corporate, and payments are billed per transaction on top, for example $0.59 per ACH and $1.99 per mailed check. Checked 25 September 2026.
Are BILL and Bill.com the same company?
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Yes. The product is branded BILL and still sells at bill.com, which is where the published prices sit. That pricing page covers the AP and AR plans. Spend & Expense, its corporate card and expense product, is listed at $0 per user per month.
What is the price of a billing system?
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BILL gives one published reference: $49 to $89 per user per month for AP and AR, plus per-payment fees. Price any quote on your own payment mix, because a team paying 300 vendors a month by check pays about $600 in check fees alone.
Sources we used
We rely on vendor documentation, pricing pages and other primary sources. We do not use G2 or Capterra ratings as ranking inputs.
Primary sources
- Official vendor documentation, pricing pages, help centers, and release notes
- Public analyst reports, market commentary, and relevant public filings
- Practitioner discussions in communities such as Reddit
What we exclude
- G2 and Capterra ratings as ranking inputs
- Vendor-submitted claims that cannot be corroborated publicly
- Anonymous summary statements presented as proof without a primary source behind them
Review standard
Material corrections can be submitted through the contact page. We update pages when a claim can be verified against a stronger source.
Read the full review methodology and sponsored disclosure.
Referenced source: official source, verified September 25, 2026.
Evidence used on this page
- BILL pricing page
- Checked on 25 Sep 2026. Every plan name, price and inclusion on this page comes from here.
- BILL review
- What BILL does well, where it falls short, and how it deploys. Read it against the price.