Mosaic: forecasting software platform

Mosaic no longer exists as its own product. Checked 16 October 2026, mosaic.tech resolves to HiBob, where the FP&A capability is sold as Bob Finance inside a people platform, and HiBob states Bob Finance is being rebuilt and will be back in a few months. No price is published anywhere. Evaluate it as an HR platform module, and establish what works today.

Rajat GuptaEditorial LeadReviewed 16 October 2026Pricing checked 16 October 2026 against the HiBob pricing page, which now serves mosaic.tech

Mosaic (HiBob) in brief

Mosaic no longer exists as its own product.

Price: None, quote only · Quote-based and modular, scoped from employee band and modules
Best for: HiBob customers planning headcount-led budgets
Watch out for: You give up a product that is fully available today, which is unusual enough to lead with.

The short answer

Buy Mosaic (HiBob) if you are already on HiBob for HR, or heading there, and your planning problem is headcount: Bob Financial Planning syncs live people data, runs collaborative department budgeting and models what-if scenarios across revenue, headcount, operating expenses and cash, with vendor-level budget versus actuals analysis on top.

Skip it if you need the finance product working this quarter, because HiBob says Bob Finance is being rebuilt and will return in a few months. Skip it if you do not want an HR and payroll vendor owning your planning stack, since that is now the buying unit. And skip it if a headcount-banded platform fee is the wrong price basis for a small finance team in a large company.

Where Mosaic (HiBob) fits

The first thing to establish is what you can buy today. On 16 October 2026 the mosaic.tech homepage resolved to hibob.com/platform/finance/ and its pricing URL resolved to hibob.com/pricing-plans/, and nothing in either page mentions the Mosaic name. The finance page carries a notice from HiBob saying Bob Finance is being reimagined with a new experience and AI capabilities, that it will be back in a few months, and that visitors should explore the platform's other modules in the meantime. A product in a rebuild is not a product you can scope, so the first question for sales is what is live now and what is paused.

Second, the buying unit has changed completely. HiBob sells an all-in-one platform for HR, payroll and finance, built around Core as the foundation with Talent, Payroll and Benefits, Planning and Compensation, and Bob AI as further parts. Its own instruction on the pricing page is to start with Core and add more as you grow. So you are not choosing an FP&A tool against other FP&A tools. You are deciding whether to buy planning from the vendor that holds your employee records, which is a different decision with a different risk profile and usually a different approver.

For a HiBob customer, the fit case is the strongest it gets. The published design of the finance suite is that planning runs off live people data rather than a monthly export: Bob Financial Planning lists live people data sync, collaborative department budgeting, connected three-statement models and vendor-level budget versus actuals analysis, and Bob Financial Insights lists more than thirty live data integrations, headcount integration, more than a hundred and fifty out-of-the-box metrics and a custom metric builder. If your forecast is mostly a headcount plan with revenue attached, one source for both sides removes a reconciliation nobody enjoys.

For everyone else the economics are the problem rather than the features. HiBob's pricing form asks for your employee band before anything else, segmenting buyers into 1 to 49, 50 to 199, 200 to 999 and 1,000 or more employees, which points to a banded or per-employee platform fee rather than a finance-seat licence. A six-person finance team at a thousand-employee company is then paying into a people platform to get planning, and the fee moves with hiring rather than with planning usage. Ask whether the finance modules can be bought without Core, and what the price looks like either way.

Where it stops is group accounting. Nothing published covers statutory consolidation, intercompany eliminations, multi-currency group reporting or close management, and the modules sitting beside the finance suite are HR ones: US Payroll, UK Payroll, a Payroll Hub, benefits administration, time, hiring, learning and compensation. That is a people platform with planning attached, which is a coherent product. If your brief includes a multi-entity close, the comparison to run is against Centage, which includes consolidation in its base subscription, or the enterprise platforms in the forecasting software category.

Mosaic (HiBob) pricing

No price is published, on either domain. Checked on 16 October 2026, mosaic.tech resolves to HiBob, and HiBob's pricing page carries no figures at all: it says pricing is tailored to your needs, tells you to start with Core and add more as you grow, and replaces a rate card with a three-step form that collects your employee band, the capabilities you want and your contact details. There were no dollar amounts anywhere in either page, so nothing can be reported as a starting price. What the form does reveal is the shape of the quote, and that is worth more than a headline figure.

Four things set the number, and the first one is published in the form itself.

Your headcount band, which is the only quantified input HiBob asks for. The form segments buyers into 1 to 49, 50 to 199, 200 to 999, and 1,000 or more employees before it asks anything about requirements, which indicates a per-employee or banded platform fee rather than a licence sized to the finance team. Ask whether you pay on total employees or on the people who use the finance modules, and ask what happens mid-term when headcount crosses a band boundary.
The module mix, which is a larger variable here than in a standalone planning tool. Core, Talent, Payroll and Benefits, Planning and Compensation, and Bob AI are sold as separate parts of the platform, and HiBob's own advice is to start with Core. Ask which modules are mandatory prerequisites for the finance capability and get each one priced on its own line, so you can see what planning costs and what the platform around it costs.
Whether you want the HR system underneath at all. HiBob positions this as one platform for HR, payroll and finance, so a buyer who wants only planning and financial analysis is paying into a people platform. Get a written answer on whether the finance modules are sold without Core. A bundled discount that depends on moving your HR system is not a software price, it is an HR migration with a software price attached.
Payroll geography, which is the easiest line to keep out of an FP&A quote. US Payroll, UK Payroll, the Payroll Hub and benefits administration are listed as distinct items, and none of them belongs in a planning evaluation. If sales includes them because the platform story is tidier that way, strike them and ask for the number again.

What costs extra

No add-on price is published for anything. The model is modular, with Core as the base and Talent, Payroll and Benefits, Planning and Compensation and Bob AI as further parts, and the only route to a figure for any of them is the proposal form.
Bob AI is sold as its own part of the platform rather than as a feature of the others, so if AI-assisted analysis is part of why you are here, confirm whether it is inside your quote or a separate line.
Integration work beyond the published connector set carries no figure either. Bob Financial Insights advertises more than thirty live data integrations, so name your ERP, billing system and warehouse and ask which are standard and which are builds.

Implementation and commercial terms

These rows are what the pages that now serve mosaic.tech confirm as of 16 October 2026. The rebuild notice is the most important one, and the absence of any figure anywhere is the second.

Published price: None. The pricing page carries no figures at all.
Site status: mosaic.tech resolves to HiBob. Nothing in the fetched pages mentions the Mosaic name.
Product status: HiBob states Bob Finance is being rebuilt and will be back in a few months.
How it is sold: As Bob Finance inside the HiBob platform, starting from Core and adding modules.
Price basis signal: The proposal form asks for employee band: 1 to 49, 50 to 199, 200 to 999, or 1,000 or more.
Free trial: None listed. A free demo and a self-guided tour are the routes in.
Implementation fee: None published by either HiBob or the former Mosaic site.

Budget this as an HR platform line rather than an FP&A subscription, and model it against your hiring plan rather than your planning workload, because the employee band is the input the vendor asks for first. Insist on seeing the finance modules priced on their own even if the offer arrives as a platform bundle, then benchmark that line against vendors who sell planning as the whole product: Centage publishes a starting monthly price, and Abacum publishes nothing but at least prices planning alone. Before any of that, settle the timing. HiBob says the finance product is being rebuilt and will return in a few months, so get in writing what is available on day one, what is paused, and what the contract says if the rebuilt product arrives later than promised. If you are an existing Mosaic customer, ask how long the current product and its integrations stay supported and what the migration path looks like.

Source: the HiBob pricing page, which now serves mosaic.tech, checked 16 October 2026. Confirm current prices with the vendor before you budget.

What Mosaic (HiBob) gives up

You give up a product that is fully available today, which is unusual enough to lead with. HiBob's own finance page states that Bob Finance is being reimagined with a new experience and AI capabilities, that it will be back in a few months, and that visitors should explore the other modules meanwhile. Vendors do not write that about a product in steady state. Nothing here says what still works during the rebuild, so treat the feature list as a roadmap until sales confirms otherwise, and write the timing into the contract rather than the meeting notes.

You give up a finance-shaped price basis. The quote starts from your employee band, which means the fee tracks hiring rather than planning. A company adding headcount faster than it adds finance complexity sees the line rise for reasons unconnected to finance, and a small finance team inside a large organisation pays the large organisation's price. That is normal for a people platform and wrong for a planning tool, so the mitigation is to ask whether the finance modules can be priced on their own and to model the banded fee against your hiring plan before you commit.

You give up the Mosaic product identity and its documentation trail. Nothing in the pages that now serve mosaic.tech mentions Mosaic at all, which means product documentation, release notes and comparison material published under the old name are now orphaned. If you are an existing customer, the questions are how long the Mosaic product and its integrations stay supported, what the migration path into Bob Finance is, and whether your renewal moves to HiBob paper and a headcount-based price. None of those is answered publicly.

You give up group accounting depth. The published finance capability is insights and planning: live data integrations, out-of-the-box metrics, a custom metric builder, department budgeting, connected three-statement models, vendor-level budget versus actuals analysis and what-if scenarios across revenue, headcount, operating expenses and cash. There is nothing about statutory consolidation, intercompany eliminations, multi-currency group reporting or close task management. For a single-entity company that gap is theoretical. For a group it is the whole evaluation.

You give up buying planning from a planning specialist, and that shows up in the roadmap rather than the demo. The engineering priorities of a people platform sit across hiring, learning, payroll, benefits, time and compensation, with finance as one module among them. The near-term investment that looks obvious from inside that company is tighter people-to-plan integration, which is genuinely useful and is not FP&A depth. Ask for the roadmap commitment in writing, and ask what the support model is for a finance question rather than an HR one.

How Mosaic (HiBob) compares

The useful axis here is not features, it is who owns the product and whether you can read a price. Mosaic is now HiBob and publishes no figure at all. Workday Adaptive Planning is the other planning product owned by an HR and finance platform vendor, and it publishes a trial but no price. Abacum sells planning alone and publishes nothing. Centage publishes a starting price. Every figure below comes from that vendor's own pricing page, and anything unpublished is recorded as unpublished rather than estimated.

Tool	Best for	Price	Where it breaks
Mosaic	HiBob customers whose forecast is mostly a headcount plan	Not published, quote only	Sold as Bob Finance inside an HR platform, and HiBob says the module is being rebuilt
Workday Adaptive Planning	Enterprises standardising planning and consolidation on Workday	Not published, quote only	Both packages are marked pricing varies, so scope has to be negotiated blind
Abacum	Finance teams that want to own an AI-first planning model without a consultant	Not published, quote only	No pricing page at all, and no close or statutory consolidation capability is published
Centage	Mid-market teams consolidating several entities with workforce planning included	From $699 per month, billed annually	No tier ladder, and anything outside seven native ERPs is quoted as bespoke work

What to test in a HiBob finance demo

No trial is listed: HiBob offers a free demo and a self-guided tour, and its pricing page ends in a request for a customised proposal. Because the finance module is in a rebuild, the demo has an unusual first job, which is establishing what exists. Do that before you spend time on workflows.

Ask what is live today and get it in writing. HiBob says Bob Finance is being rebuilt and will be back in a few months, so have the demo show the current product rather than the planned one, and ask which of the published capabilities are available now. Then ask what the contract says if the rebuilt experience arrives later than promised, and whether you can delay or exit on that basis.
Settle whether finance can be bought without Core. HiBob's instruction is to start with Core and add as you grow, so get a written answer on whether the finance planning and insights modules are sold on their own, with a price both ways. This is the question that separates a planning tool purchase from an HR platform purchase, and everything commercial downstream depends on it.
Test the people-to-plan loop, which is the actual differentiator. Push a hiring plan change through and watch the budget, the three-statement model and the cash view update from live people data rather than an import. Then invite a real department owner to submit their budget and see what the collaborative flow does when they ignore it for a week.
Connect one real finance source and audit a metric. The insights layer advertises more than thirty live data integrations, more than a hundred and fifty out-of-the-box metrics and a custom metric builder. Pick a metric your board already sees, rebuild it in the tool, and reconcile it against your own numbers yourself. A metric library is only useful if its definitions match yours.
Pin the commercial terms to a number of people. Ask whether the fee is per employee, per band or flat, what happens when headcount crosses a band mid-term, and which modules are prerequisites. Keep US Payroll, UK Payroll, the Payroll Hub and benefits administration out of the quote unless you want them. If you are an existing Mosaic customer, add the support window, the migration path and your data export rights to the same list.

Frequently asked questions about Mosaic

How much does Mosaic cost?

No price is published. Checked on 16 October 2026, mosaic.tech resolves to HiBob, and HiBob's pricing page shows no figures at all: it says pricing is tailored to your needs and collects your employee band and requirements to prepare a proposal. Every number comes from a sales conversation.

What is Mosaic software used for?

Financial planning and analysis. The capability is now sold as Bob Finance and covers live data integrations, out-of-the-box metrics with a custom metric builder, collaborative department budgeting, connected three-statement models, vendor-level budget versus actuals analysis, and what-if scenarios across revenue, headcount, operating expenses and cash.

Is Mosaic still a separate product?

Not on the web. As of 16 October 2026 mosaic.tech resolves to HiBob, where the FP&A capability is sold as Bob Finance inside the HiBob people platform alongside Core, Talent, Payroll and Benefits, Planning and Compensation, and Bob AI. Nothing in the fetched pages mentions the Mosaic name.

Is Bob Finance available right now?

Partly at best. HiBob states on its finance page that Bob Finance is being reimagined with a new experience and AI capabilities, that it will be back in a few months, and that visitors should explore the platform's other modules meanwhile. Ask sales what is live today and what the contract says if the rebuild slips.

What is HiBob's pricing model?

Modular and quoted. HiBob says to start with Core and add more as you grow, and its pricing form segments buyers by employee count into 1 to 49, 50 to 199, 200 to 999, and 1,000 or more, which points to a banded or per-employee platform fee. No rate is published for any module.

Can the finance modules be bought without the HR platform?

HiBob does not say, so ask in writing. Its published instruction is to start with Core and add more as you grow, which implies Core is the base. Get a price with and without the HR platform, because a bundle discount that depends on moving your HR system is an HR migration with software attached.

Can I try Mosaic or Bob Finance for free?

No trial is offered. HiBob lists a free demo and a self-guided tour as the ways to see the platform as of 16 October 2026, and its pricing page ends in a request for a customised proposal rather than a self-serve signup. The product database record agrees that no trial exists.

Does it handle multi-entity consolidation?

Nothing published covers it. The finance suite is insights and planning, built around live people data and metrics, with no mention of statutory consolidation, intercompany eliminations, multi-currency group reporting or close management. A group finance requirement needs a platform that sells consolidation in the base product.

I already use Mosaic. What should I ask?

Four things, in writing. How long the current Mosaic product and its integrations stay supported, what the migration path into Bob Finance looks like, whether your renewal moves to HiBob paper on a headcount-based price, and what your export rights are for models and historical data if you decide not to migrate.

What are the main Mosaic alternatives?

For planning from a planning vendor, Abacum sells FP&A alone and publishes no price, while Centage publishes a starting monthly price with multi-entity consolidation included. Workday Adaptive Planning is the closest parallel in structure, since it is also a planning product owned by a larger HR and finance platform vendor.