Heartland: point of sale software platform
Heartland's pricing page could not be accessed on 16 October 2026. Every request to heartland.us returned HTTP 403 and a retry with full browser headers met a Cloudflare challenge, so no price, plan or card rate was seen. It is the point of sale and merchant services brand of Global Payments, and it sells through a quote.
Heartland in brief
Heartland's pricing page could not be accessed on 16 October 2026.
- Price
- Could not be accessed on 16 October 2026 · Custom quote, per the product database
- Best for
- Operators buying payments and point of sale together who can run a procurement process
- Watch out for
- You give up desk research entirely.
The short answer
Buy Heartland if you want payments and point of sale from one company with a payments business behind it, and you are prepared to run the deal as a procurement exercise rather than a software purchase. The product record lists it as cloud-deployed on a custom quote, so expect a proposal covering the card processing rate, a monthly software fee per terminal and hardware, with the term and the exit position negotiated alongside.
Skip it if you need to compare prices before you talk to anybody, because nothing could be read at all: the site refused automated access on 16 October 2026 and no figure, plan name or processing rate is recorded here. Skip it too if a multi-year payments contract with equipment attached is something your business cannot commit to, since that is the usual shape of a deal in this part of the market.
Where Heartland fits
Heartland fits an operator whose first question is about card acceptance rather than about software features. It is the merchant services and point of sale brand of Global Payments, and the product database records the vendor as Heartland (Global Payments), so the commercial conversation is a processing relationship first and a software subscription second. That ordering matters because it tells you where the vendor earns: a quote that leads with an attractive monthly software figure and stays vague on the card rate is answering the wrong question first.
The second thing to understand is that nothing about the offering can be verified from the vendor's own site today. On 16 October 2026 the homepage, the sitemap, robots.txt and every pricing URL tried returned HTTP 403, a retry with a full browser header set returned a Cloudflare challenge page, and a single assisted fetch of heartland.us/pricing returned HTTP 403 as well. So this page records no plan names, no module list and no rate, because none were readable. Where other records on this site describe what a vendor publishes, here the honest finding is that the page could not be accessed.
What the category tells you still applies, and it is the most useful thing to carry into the meeting. On a retail or restaurant bill the card processing rate is normally the largest line, larger than the software subscription and larger than the hardware amortised over the term. Across this whole group of point of sale vendors, only a small minority publish a processing rate at all. Heartland does not, and could not be read to find out, so the rate has to be extracted in writing and modelled against your own volume before any of the rest of the proposal means anything.
The product record lists no free trial, which fits a channel-sold payments product and sets the evaluation shape. There is nothing to sign up for and nothing to pilot on your own, so the process is a demo, a written proposal and a reference call. For a single site with no procurement function that is a lot of work for one quote, and a published-price vendor will get you to a decision faster: Helcim publishes its processing margin and Loyverse publishes its whole software price list, so both can be evaluated in an afternoon.
Heartland pricing
There is no Heartland price to report, and the reason is access rather than policy. Checked on 16 October 2026, heartland.us returned HTTP 403 to automated requests, a retry with a full browser header set hit a Cloudflare interstitial, and an assisted fetch of the pricing page returned HTTP 403 too, so the page could not be accessed and nothing on it is recorded here. The product database lists the pricing model as a custom quote. Nothing below is an estimate, because an estimate here would be invention.
Four things to settle in writing, in this order.
- The card processing rate, the per-transaction fee and any monthly minimum. Heartland sits in the payments business, so this is the line most likely to dominate your annual cost. Ask for the rate on card present, keyed and online volume separately, then work out the effective rate on a real month by dividing total fees by total volume rather than reading a headline figure.
- Terminal and site count, which is the usual software lever in this category. Get the number of registers, handhelds and kitchen or back-office screens written into the quote, along with the price of one more unit at the same site, so a second lane in year two does not arrive as a renegotiation.
- Term length, renewal and exit. Payments contracts in this part of the market often run multi-year with equipment attached. Ask for the term, the renewal uplift, the early termination position and whether the hardware is bought, leased or loaned for the life of the contract. These terms frequently matter more than the headline rate.
- Who prepares the quote, and therefore who you can compare it against. Because nothing is published, the number you are offered depends on the proposal rather than on a list. Ask for a line-itemised document and put the same volume and card mix in front of at least one other provider before you sign anything.
What costs extra
- No add-on prices are published, and none could be read on 16 October 2026 because the site was not reachable.
- Hardware, which in this category is normally bought or leased separately from the software subscription. Ask for the device list, the price per unit and the ownership position at the end of the term.
- Card processing, which is quoted alongside the software rather than published, and which usually exceeds the software line over a year.
Implementation and commercial terms
The rows below are what could be confirmed on 16 October 2026. The access failure is the most important one, because it means every commercial term has to be obtained in writing from sales rather than read off a page.
- Published price
- Could not be accessed on 16 October 2026. Every request to heartland.us returned HTTP 403.
- Pricing model
- Recorded in the product database as a custom quote.
- Card processing rate
- Not published and not readable. Card processing and point of sale software are sold together.
- Implementation fee
- Could not be verified, because nothing the site may say about onboarding was readable.
- Free trial
- None recorded for the product, and none could be verified on 16 October 2026.
- Contracting entity
- Recorded as Heartland (Global Payments), so the paperwork may carry the Global Payments name.
Budget Heartland as a proposal to be interrogated rather than a price to be looked up, and insist on four separate lines: the card processing rate with its per-transaction fee, the monthly software fee per terminal, the hardware cost and ownership position, and any implementation or onboarding charge. A single blended monthly figure hides which of those grows when your sales grow and which grows when you add a till, and those are different risks. Then do the one thing that substitutes for a published price: get the same volume and card mix quoted by at least one vendor that does publish. Square lists a software fee per location and a card-present rate, and Helcim publishes a processing margin, so between them you have a floor to negotiate against instead of a blank page.
Source: the Heartland pricing page, checked 16 October 2026. Confirm current prices with the vendor before you budget.
What Heartland gives up
You give up desk research entirely. With the site refusing automated access on 16 October 2026 and no figure recorded anywhere, you cannot shortlist Heartland on paper, cannot put a cost range in a board paper before the first call, and cannot verify later that the quote you received was the standard one. The remedy is a competitive process run in parallel, which is more work than reading a price page, and that work is the real cost of a quote-only vendor whose page you cannot even reach.
You give up visibility on the line that dominates the bill. Card processing is normally the largest annual cost in a retail or restaurant operation, and Heartland publishes no rate. This is where the finding generalises: across this group of point of sale vendors, only a small minority publish a processing rate at all, so the discipline that protects you is not picking the vendor that publishes but refusing to compare any two offers until both rates are written down and applied to the same month of volume.
You give up flexibility if the contract follows the pattern of the market it sits in. Payments agreements at this end commonly run multi-year with terminals attached, which means the switching cost is built in at signature rather than discovered later. None of that could be read, so treat it as a question rather than a fact: ask for the term, the auto-renewal mechanics, the early termination charge and the hardware ownership position, and get the answers in the contract instead of an email.
You give up a self-serve evaluation, because there is no trial. The product record lists none and nothing could be verified on 16 October 2026, so you learn what the product does by being shown it. For a multi-site operator with a procurement team that is a normal process. For a single site choosing in a fortnight, it is a strong argument for looking first at a vendor you can sign up to and test on a quiet Tuesday, then using what you learn to interrogate the Heartland proposal.
You give up clarity on who you are contracting with until you read the order form. The product is recorded as Heartland (Global Payments), so the brand you evaluate and the entity on the paperwork may differ. That is worth checking rather than assuming: confirm the legal entity, which company holds the merchant account, who provides first-line support when a terminal fails, and what access you keep to transaction and customer records if the relationship ends.
How Heartland compares
The useful first cut in point of sale is whether the vendor publishes a card processing rate, because on most retail and restaurant bills that line is larger than the software. In this group almost nobody does, and two of the sites below could not be accessed at all. Every price below comes from that vendor's own pricing page as checked on 16 October 2026, and where a page could not be read the cell says so rather than carrying an estimate.
| Tool | Best for | Price | Where it breaks |
|---|---|---|---|
| Heartland | Operators who want payments and point of sale from one company and can run a procurement process | Could not be accessed on 16 October 2026 | No figure, plan or card rate readable, and no free trial recorded |
| Square | Buyers who want the software fee and the card rate published in one place | $0, $49 or $149 per month per location, card present from 2.4% + 15 cents | Flat-rate processing can cost more than interchange plus on debit-heavy volume |
| Helcim | Counter-led businesses that want the processing margin itself published | No monthly fee; interchange plus 0.40% and 8 cents in person at the lowest band | Interchange is passed through, so the page cannot give you an all-in rate |
| SpotOn | Restaurants that want station pricing, hardware prices and a card rate published together | All-In at $0 per station per month, POS Essentials at $55 per station per month | The cheaper station fee carries the dearer processing rate, so the choice depends on volume |
| Lightspeed | Multi-site retail and hospitality operators prepared to run a sales process | Could not be accessed on 16 October 2026 | The site blocked automated access, so no plan, figure or trial term could be verified |
What to test in a Heartland demo
No free trial is recorded and the site could not be accessed on 16 October 2026, so this is a demo and a written proposal rather than a pilot you run yourself. Treat extracting the numbers as the primary task and the product walkthrough as the secondary one.
- Open with the processing rate, before any feature discussion. Ask for the rate on card present volume, on keyed volume and on online volume separately, plus the per-transaction fee, any monthly minimum and any statement, gateway or PCI charge. Then calculate the effective rate on one real month of your own settled transactions and ask them to confirm your arithmetic.
- Get the software and hardware priced as separate lines. The monthly software fee per terminal, the hardware cost per unit, the lease terms if any, and the price of one additional register at an existing site. Bundled monthly figures make it impossible to see what you own at the end of the term, which is the point at which switching gets expensive.
- Pin the contract down in the contract. Term length, auto-renewal mechanics, renewal uplift, early termination charge and what happens to the equipment if you leave. Ask whether the software price changes if you process payments elsewhere, because a tied rate is the mechanism that makes an exit costly.
- Make the demo use your own data and your own awkward cases. A refund to a different card, a manager-approved discount, a split payment, an end-of-day reconciliation that does not balance. Then ask who you call at nine on a Saturday night when a terminal stops taking cards, and what the published response commitment is in the contract rather than on a slide.
- Run the same brief past a vendor that publishes. Give one published-price competitor the identical site count, terminal count and card volume, and bring that number to the second Heartland call. Because nothing on heartland.us could be read, a rival's published price is the only external reference point you have, and it changes the conversation more than any negotiation technique.
Frequently asked questions about Heartland
How much does Heartland cost?
No Heartland price is recorded here. On 16 October 2026 every request to heartland.us returned HTTP 403, and a second attempt met a Cloudflare interstitial, so the pricing page could not be read. Cost depends on a quote covering card processing, software per terminal and hardware.
Why is no figure shown on this page?
Because none was seen. Rather than carry an estimate or a remembered number, this record states that the site could not be accessed on 16 October 2026: the homepage, the sitemap, robots.txt and every pricing URL tried were refused. The product database lists the pricing model as a custom quote.
What should you ask Heartland for?
Ask for the card processing rate, the monthly software fee per terminal, hardware cost and ownership, the contract term and the early exit position, each as its own line. As of 16 October 2026 none of this is published, so the written quote is the only source you can hold them to.
Who owns Heartland?
It is recorded in the product database as Heartland (Global Payments), so it is the point of sale and merchant services brand of Global Payments. That means the entity on your order form may carry the Global Payments name rather than the Heartland one, which is worth confirming before signing.
Does Heartland publish a card processing rate?
No, and none could be read on 16 October 2026 in any case. That is the norm in this category rather than the exception: only a small minority of point of sale vendors publish a processing rate, even though it is normally the largest line in a retail or restaurant operator's annual bill.
Is there a free trial of Heartland?
No free trial is recorded for the product, and none could be verified on 16 October 2026 because the site was unreachable. Plan for a demo, a written proposal and a reference call rather than a self-serve pilot, and budget the evaluation time that implies.
How long is a Heartland contract?
Not published, and not readable on 16 October 2026. Payments agreements at this end of the market commonly run multi-year with equipment attached, so treat the term as a question for sales: ask for the length, the auto-renewal mechanics, the renewal uplift and the early termination charge in the contract itself.
How should you compare Heartland against other point of sale systems?
Put the same site count, terminal count and card volume in front of a vendor that publishes, then bring that figure to your second Heartland call. Square publishes a software fee per location with a card-present rate, and Helcim publishes a processing margin, so either gives you an external reference point Heartland's own pages cannot.