Loyverse: point of sale software platform

Loyverse gives the point of sale away and charges for three things on top. Checked 16 October 2026, the core product is free, with unlimited sales history at $9 USD/month per store, employee management at $5 USD/month per employee and advanced inventory at $25 USD/month per store. Buy it for a small site. Skip it if you need the vendor to process cards.

Rajat GuptaEditorial LeadReviewed 16 October 2026Pricing checked 16 October 2026 against the Loyverse pricing page

Loyverse in brief

Loyverse gives the point of sale away and charges for three things on top.

Price: Free for the core product; add-ons from $5 USD/month · Free core product with three published paid add-ons
Best for: Single sites and small chains in retail, cafes and services
Watch out for: You give up reporting history on the free plan, and this is the add-on most businesses end up buying.

The short answer

Buy Loyverse if you run one site or a handful, you already own the phones or tablets you would sell from, and your reporting needs rarely look further back than a month. The free set is unusually complete for a free product: point of sale, essential inventory with low-stock alerts, a loyalty program, customer display, kitchen display, multi-store management and integrations are all listed at no charge, and you can open an account without card details.

Skip it if you want one company on the hook for both the software and the card processing, because Loyverse publishes no processing rate at all and sends you to third-party providers instead. Skip it too if you need more than 31 days of sales history across several locations, since unlimited sales history is billed per store at $9 USD/month and that line grows with every site rather than once for the business.

Where Loyverse fits

Loyverse fits the operator whose problem is a cash drawer and a notebook, not an enterprise rollout. The product runs on iOS and Android phones and tablets you already own, plus compatible Android point of sale devices, and Loyverse is explicit that no proprietary hardware is required. The Back Office runs in a browser. That makes the realistic first-year cost of software zero and the realistic first-year cost of hardware whatever a receipt printer, a barcode scanner and a cash drawer come to, which is a different shape of decision from signing a terminal bundle.

The free tier is where the product argument sits, because it includes things competitors gate. Point of sale, sales analytics for the last 31 days, essential inventory with low-stock alerts, a loyalty program, customer display, kitchen display, multi-store management and integrations are all published as free. A cafe can therefore run a kitchen screen and a customer-facing display without paying anything for the software, and a two-site retailer can manage both from one account on the free plan. Multi-store management being free rather than a tier upgrade is the detail most likely to decide a shortlist.

The paid lines are narrow and specific, which makes them easy to budget. Unlimited sales history is $9 USD/month per store, employee management is $5 USD/month per employee and advanced inventory is $25 USD/month per store, and annual billing is published alongside at $90, $50 and $250 respectively, which the page describes as saving two months. Two of the three are priced per store and one per employee, so your bill tracks either locations or headcount depending on which gap you are filling. Prices exclude taxes.

Offline behaviour is a real operational fact here rather than a marketing line. Loyverse keeps recording sales without an internet connection and syncs them to the Back Office when the connection returns, and the Customer Display and Kitchen Display apps connect to the point of sale over the local network, so the kitchen screen keeps working when the broadband does not. The caveat is published too: card payments taken through an integrated provider do need a connection. For a market pitch or a venue with awkward wifi, that split is worth testing on day one.

Where Loyverse stops is payments, and that is a deliberate boundary rather than a gap in a roadmap. It integrates with payment providers in more than 30 countries, naming Shift4, SumUp, Tyro, Zettle and Yoco among them, and you can also record a non-integrated payment manually. It publishes no rate of its own, because it is not the processor. In this category almost nobody publishes a card rate, so Loyverse is not unusual for staying quiet; it is unusual in that the silence is structural. Your processing cost comes from whichever provider you choose, and Helcim is one of the few in this market that publishes a rate you can check before you sign.

Loyverse pricing

Loyverse publishes everything, which makes it one of two products in this group you can price without a sales call. Checked on 16 October 2026, the point of sale and most of what surrounds it is free, and three optional add-ons carry published monthly and annual prices. There is no quote, no tier ladder and no per-transaction software fee. The only number Loyverse cannot give you is the one that usually dominates a retailer's bill, because it does not process cards.

What Loyverse publishes

Free: Free (No charge, no credit card required)Point of sale on a phone, tablet or supported device, sales analytics for the last 31 days, essential inventory with low-stock alerts, loyalty program, customer display, kitchen display, multi-store management and integrations.
Unlimited sales history: $9 USD/month per store (Monthly per store, or $90 USD/year per store)Viewing and exporting sales reports beyond the last 31 days, with a 14-day free trial and 24/7 live chat support.
Employee management: $5 USD/month per employee (Monthly per employee, or $50 USD/year per employee)Sales and performance by employee, access permissions per role, and clock in and out with hours worked calculated automatically.
Advanced inventory: $25 USD/month per store (Monthly per store, or $250 USD/year per store)Purchase orders, stock transfers between stores and deeper inventory reporting, on top of the free essential inventory.

Read from the Loyverse pricing page on 16 October 2026 and shown in USD on the English United States version of the site. The page states that prices exclude taxes and that annual billing saves two months.

What costs extra

The three add-ons above are the only published paid lines. Integrations, loyalty, multi-store management, customer display and kitchen display are all listed as free.
Card processing, which comes from a third-party provider rather than Loyverse. No rate is published here because Loyverse is not the processor, so that number has to come from whichever provider you pick.
Hardware, if you need it. Loyverse runs on phones and tablets you already own and works with common receipt printers, barcode scanners, cash drawers and label printers, none of which carry a published price on this page.

Implementation and commercial terms

The rows below are what the pricing page itself states as of 16 October 2026. The absence of a sales process is the commercial term that matters most: there is nothing to negotiate, which also means there is nothing to win.

Starting price: Free for the core product; add-ons from $5 USD/month
Implementation fee: None published. The page says you can set up the point of sale in minutes with no credit card required.
Free trial: Each paid add-on starts with a 14-day free trial, begun from the Back Office with no card details.
Support: Paid add-ons include 24/7 support via live chat. Guides and video tutorials sit in the Help Center.
Cancellation: Add-ons are added and cancelled from the Back Office whenever your needs change.
Taxes: Published prices exclude taxes.

Budget Loyverse by counting stores first and employees second, then go and get the number Loyverse does not publish. The software maths is simple: multiply $9 USD/month and $25 USD/month by the number of locations you want history and purchase orders on, multiply $5 USD/month by the number of staff who need their own login and timesheet, and take the annual option if the cash flow suits, since the page prices the year at $90, $50 and $250. The line that will dwarf all of that is card processing, and it does not appear here at all. Get a written rate from your chosen provider, apply it to a real month of card volume, and compare the total against a vendor that bundles both. Square publishes a per-location software fee and a card rate together, and that combined figure is the honest comparison against free software plus somebody else's rate.

Source: the Loyverse pricing page, checked 16 October 2026. Confirm current prices with the vendor before you budget.

What Loyverse gives up

You give up reporting history on the free plan, and this is the add-on most businesses end up buying. Free sales analytics covers the last 31 days only, which is enough to see whether last week worked and not enough to compare this December with the previous one. Any business that needs a quarter, a year or a like-for-like comparison has to take unlimited sales history at $9 USD/month per store, and because it is priced per store the cost rises with every site rather than once for the company.

You give up a single vendor for software and payments. Loyverse integrates with providers in more than 30 countries and names Shift4, SumUp, Tyro, Zettle and Yoco among them, but it publishes no processing rate because it is not the processor. That means two contracts, two support numbers and a card rate you have to go and negotiate yourself. It also means that when a payment fails at the till you have to work out whose problem it is. Some operators prefer the independence; a single site with no technical help often does not.

You give up purchase orders and stock transfers unless you pay for them. Essential inventory is free and covers stock levels for items and their components with low-stock alerts, which is the right scope for a cafe. The moment you order from suppliers against formal purchase orders or move stock between locations, you are on advanced inventory at $25 USD/month per store, the dearest of the three add-ons. For a three-site retailer, that is the line that turns a free product into a monthly bill worth modelling.

You give up the operational depth a restaurant group expects. There is a kitchen display and it is free, which is more than most vendors offer, but the published product set is a point of sale, a back office, a dashboard, a customer display and a kitchen display. Nothing is published about table plans, coursing, nested modifier logic across channels or centralised menu publishing to delivery platforms, which is the territory restaurant-specific products are built for. A multi-site restaurant brief points at TouchBistro or a similar hospitality product instead.

You give up a negotiation. With published prices and a self-serve signup there is no discount to extract, no multi-year deal and no commercial lever at all beyond choosing annual billing, which the page prices at $90, $50 and $250 per year and describes as saving two months. That is a fair trade for not having to sit through a sales process, and it does mean that a larger operator who would normally win a chunk off a list price gets nothing for its size here. The upside is that nobody else is getting a better deal either, which is more than you can say about any quote-only vendor in this category.

How Loyverse compares

The useful first cut in point of sale is whether the vendor publishes a card processing rate, because on most retail and restaurant bills that line is larger than the software. In this group only Helcim and Loyverse give a buyer anything checkable, and Loyverse does it by not processing cards at all. Every price below comes from that vendor's own pricing page as checked on 16 October 2026, and nothing unpublished has been estimated.

Tool	Best for	Price	Where it breaks
Loyverse	Single sites and small chains running on phones or tablets they already own	Free core product; add-ons at $9, $5 and $25 per month	No processing rate of its own, and free reporting stops at the last 31 days
Square	Operators who want software and card processing from the same company, both published	$0, $49 or $149 per month per location, card present from 2.4% + 15 cents	The flat rate is simple to forecast and often dearer than interchange plus on debit-heavy volume
SumUp	The smallest traders who want one published rate and no setup project	Free at $0/month, POS Plus $49/month, SumUp POS from $99/month	Online and manual entry costs more than card present on every plan
Helcim	Counter-led businesses that want the processing margin published and no monthly fee	No monthly fee; interchange plus 0.40% and 8 cents in person at the lowest band	Interchange is passed through, so the page cannot tell you your all-in rate
Epos Now	UK buyers who want a hardware bundle, support and payments on one order form	Bundle was £849, now from £299, with a subscription starting at £54 per month	The figures are promotional and in pounds, and the card rate is not published

What to test in a Loyverse trial

There is no sales process to work around: the core product is free to use indefinitely and each paid add-on carries a 14-day free trial you start from the Back Office without card details. So run the real thing rather than a demo, and spend the time on the two questions the pricing page cannot answer.

Open an account and sell something on your own hardware before anything else. Loyverse runs on iOS and Android phones and tablets plus compatible Android point of sale devices, so check your actual devices, and connect the receipt printer, barcode scanner and cash drawer you own rather than assuming they appear on the compatible list. A free account costs nothing to abandon if the printer will not pair.
Pull the plug. Turn the wifi off mid-service and confirm that sales keep recording and then sync when the connection returns, and that the Kitchen Display and Customer Display keep working over the local network as published. Then confirm the other half of that behaviour: integrated card payments do need a connection, so work out what your staff do with a card customer during an outage.
Get a written card rate from a provider before you commit to anything. Loyverse lists integrated providers in more than 30 countries, naming Shift4, SumUp, Tyro, Zettle and Yoco among others, and publishes no rate itself. Ask your shortlist for the card-present rate, the per-transaction fee and any monthly minimum, then apply them to a real month of volume. This is the number that decides whether free software is cheap.
Test the 31-day reporting limit against a decision you make. Free sales analytics covers the last 31 days, so pick a question you ask in real life, such as which lines sold through last season, and see whether you can answer it. If you cannot, start the 14-day trial of unlimited sales history and treat $9 USD/month per store as a required line rather than an option.
Trial the add-ons you are likely to need and count the units before the trial ends. Employee management at $5 USD/month per employee is priced on headcount, so count every person who needs a login and a timesheet, including part-timers. Advanced inventory at $25 USD/month per store is priced on locations, so multiply by sites. Also confirm what happens to historical data if you cancel an add-on from the Back Office, since cancellation is self-serve.

Frequently asked questions about Loyverse

How much does Loyverse cost?

As of 16 October 2026 the point of sale is free, with three optional paid add-ons: unlimited sales history at $9 USD/month per store, employee management at $5 USD/month per employee and advanced inventory at $25 USD/month per store. Annual billing is $90, $50 and $250 respectively, and prices exclude taxes.

Is Loyverse completely free?

Yes, for the core product. On 16 October 2026 the pricing page lists point of sale, sales analytics for the last 31 days, essential inventory, loyalty program, customer display, kitchen display, multi-store management and integrations as free, with no credit card needed to open an account.

What is Loyverse used for?

Taking payments and running the back office of a small retail or hospitality site. It turns a phone or tablet into a till, tracks stock with low-stock alerts, runs a loyalty program, shows orders on a kitchen screen and reports sales from the browser-based Back Office, across one location or several.

When do you have to start paying?

When you need more than the free tools. Reporting beyond the last 31 days means unlimited sales history at $9 USD/month per store; tracking sales by employee, permissions or time cards means employee management at $5 USD/month per employee; purchase orders and stock transfers mean advanced inventory at $25 USD/month per store.

Can you try the paid add-ons first?

Each add-on carries a 14-day free trial that you start in the Back Office with no card details, per the pricing page on 16 October 2026. You are charged only if you choose to activate the subscription, and add-ons can be added or cancelled from the Back Office at any time.

How do you accept card payments with Loyverse?

Through a third-party provider, not through Loyverse. It integrates with payment providers in more than 30 countries, naming Shift4, SumUp, Tyro, Zettle and Yoco among them, and you can also record a non-integrated payment manually. Loyverse publishes no processing rate because it is not the processor.

Does Loyverse work offline?

Yes for sales, no for integrated card payments. The point of sale keeps recording sales without a connection and syncs to the Back Office once it returns, and the Customer Display and Kitchen Display connect over your local network so they survive an outage. Integrated card payments do need the internet.

What hardware do you need?

Whatever you already own, in most cases. Loyverse runs on iOS and Android phones and tablets plus compatible Android point of sale devices, with no proprietary hardware required, and works with common receipt printers, barcode scanners, cash drawers and label printers. Check your specific devices against the compatible hardware list first.

Who can see what, and who can approve a refund?

Access control sits in the paid employee management add-on at $5 USD/month per employee, which adds permissions per role alongside performance tracking and clock in and out. On the free plan there is no published per-role restriction, so if you need to limit who issues refunds or discounts, treat that add-on as required.

What are the alternatives to Loyverse?

The closest comparisons publish their prices too: Square sells software and card processing together on published tiers, SumUp targets the same small single-site trader, and Helcim publishes a processing margin rather than software tiers. Most other point of sale vendors in this category publish no price at all, which makes them harder to compare.